Initiative
Dubai Office

Virtual CFO

A full-time CFO in Dubai costs between AED 720,000 and 1,200,000 per year once you add salary, visa, medical, and end-of-service gratuity. Most UAE SMEs do not need that. They need someone senior who can look at the numbers and tell them what to do next. Our Virtual CFO service gives you that person on a monthly retainer. We sit above your bookkeeper and accountant, interpreting your financials and helping you decide on pricing, hiring, expansion, and fundraising. No visa to sponsor, no gratuity accruing, no permanent headcount on your balance sheet. You can scale the engagement up or down as your business grows.

Virtual CFO

Professional Service

What's Included

Monthly financial review and strategy sessions
13-week cash flow forecasting and working capital management
KPI dashboards and board-level reporting
Budget preparation and variance analysis
Corporate Tax planning (9%/0% structuring, Small Business Relief, QFZP)
Investor-ready financial models and data rooms
Banking relationship management and facility negotiation
Systems selection and audit readiness support

Our Process

1

Financial Diagnostics

We review your books, cash flow, tax position, and financial systems. You get a written report on what is working and what needs fixing, typically within 2 weeks.

2

KPI Framework

We define the 8 to 12 metrics that actually matter for your business. Revenue per client, gross margin, cash conversion cycle, and other numbers you should be tracking monthly.

3

Monthly Reporting

A CFO-grade pack delivered every month: P&L, balance sheet, cash flow, KPI dashboard, and a short commentary on anything that needs your attention.

4

Strategy Sessions

Monthly calls with your Virtual CFO to review performance, plan the next quarter, and work through specific decisions like hiring, pricing, or expansion.

5

Execution Support

Hands-on help with fundraising, investor diligence, bank facility applications, and major financial decisions. We stay involved until the outcome is delivered.

Common Questions

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